Electronic payment methods are considered one of the most important basic components of an e-commerce project, as you can ensure the safety of businesses and customers through a secure e-payment gateway, and this is what the Vertex Card platform provides.

If your business depends on online payments, it is important to choose a secure payment gateway within the store that enhances the reliability of your online store.

How do you choose the appropriate payment gateway for your online store?

The VertexCart store allows you to deal with more than one payment method, as you can select the payment method that suits you.

Here are some tips to follow through the VertexCart store:

• Evaluating costs for each payment gateway has different costs, whether with a monthly or annual plan, a discount on each transaction, or both. Therefore, you must carefully determine the most appropriate plan and compare the prices of different portals before choosing one of them.
• Knowing the linking method between the payment gateway that you will choose and your website. For example, websites that rely on website creation systems such as WordPress do not provide the ability to link it to all payment gateways.
• Learn about payment methods to make sure that the e-payment gateway provides many payment methods for customers, as conversion rates are related to the offered payment methods, and they are also affected by the type of payment gateway, whether it relies on redirection or off-site payment.
• Security and encryption: Check out the user reviews of the payment gateways and make sure that they are completely secure, as the reliability of your website is linked to keeping your customers’ data safe.
• Popularity and Reliability: Most customers run away as soon as they see an unfamiliar payment gateway, so make sure you choose a global payment gateway with a well-known brand.   

The payment gateways approved by VertexCart:

The VertexCart platform features many payment methods available to activate on your store, which are:

Payment upon delivery

PayPal

PayTabs

Iyzico

Stripe

Chechout

Vipps

In this article, we will review the payment methods available within the online store and what distinguishes of each one. You can activate an account on any of them and then enter your account or subscription data in the settings of the chosen payment method in your store’s control panel.

1. Payment upon delivery:

It is one of the payment methods provided by the VertexCart store. Payment on delivery means that anyone can shop in the online store by choosing the product he / she want, while specifying the method of payment on delivery when completing the purchase process, which means that the customer will not pay anything until he / she receives the product.

Advantages of payment upon delivery:

Many customers (especially Arab ones) prefer to pay for their belongings using this new method. The reason for this is due to the many advantages it provides:

• Flexibility in the payment process: It is one of the most important advantages, as you can pay only when you receive the product in order to not loss your money. For example, if you paid in advance for your items from the Internet, but for some reason you did not receive what you requested, you will find many difficulties to recover the money, especially if the seller is not serious in his / her transactions.
• The customer can also check the product to be sure that everything is perfect before paying it - if the product is defective or contrary to what was agreed upon with the seller - it can always be returned without paying anything.
• There is no need to use your bank account or credit card, and thus you will be safe from electronic theft.
• Privacy of banking data: You do not have to disclose any of your financial information, such as bank card or bank account data. This is one of the primary reasons why a lot of customers choose COD as their preferred payment method.

2. PayPal:

The electronic payment company PayPal is one of the most important in the field of electronic payment, as the VertexCart store allows you to send and receive payments through it securely.

PayPal Advantages:

The electronic payment company PayPal accepts payments in more than 25 currencies in the world.

Most countries in the world depend mainly on PayPal e-payment services and have great confidence in its electronic services.

• It's easy to set up and use.
• Your clients /customers may be familiar with PayPal.
• You don't need a merchant account.
• Your clients /customers do not need a PayPal account to pay.
• You can create and send invoices directly through your account.
• The fees of PayPal are lower than many merchant accounts (currently 2.9% + $0.30 for debit and credit card purchases).
• You can set up recurring payments.
• You can integrate PayPal with a number of shopping cart systems.

3. PayTabs:

PayTabs electronic payment gateway is considered one of the largest providers of services for sending and receiving e-payments, it may be the largest such company in the Middle East, in Gulf countries and the world. The VertexCart store allows you to deal with it because it has many features, which are:

• PayTabs e-payment gateway supports 160 international currencies.
• It provides many flexible and easy methods of e-payment for all customers.
• It provides an advanced system to prevent fraud on e-stores.
• It provides a customer service and technical support team specialized in resolving legal disputes.
• Its service network covers more than two hundred (200) countries around the world, most of which are in the Middle east and Gulf countries.
• It provides e-payment services through its platform at low prices of up to 3.9% per transaction, in addition to a fixed transaction fee of 40 US dollars.
• The e-gateway also provides many add-ons that enable the customer to integrate from different web development platforms, first, commission on each transaction reaches 2.7% + 1 SAR.

4. Checkout:

The Vertex Card store adopts the e-payment method (Checkout) as it ranks highly among the leading companies in providing electronic payment services for purchases on various e-stores in the Middle East and Gulf countries as well as North African countries, as it supports more than 30 payment methods and more than 150 currencies.

Advantages of Checkout:

• It provides e-payment services in the form of a commercial API that supports digital currencies.
• It provides features on its platform to achieve security and safety, as well as protection of customer data, in exchange for a fee of up to 1% on each transaction.
• The lowest local fees charged when paying in the same currency.

5. Iyzico:

The Vertex Card store allows you to deal with the payment method (Iyzico) as it is a Turkish company specializing in financial information technology that provides online payment solutions for businessmen and individuals, and has an easy registration process and competitive prices, as well as the payment gateway allows individuals or companies to create an account.

6. Stripe:

The VertexCart store depends the payment method (Stripe), as it supports all major credit cards. But, it is mostly used in Canada, Australia, and the United Kingdom. It is a US-based payment gateway available in more than 25 countries.

Advantages of Strip:

• It generally requires lower fees than PayPal.
• Stripe's flat fee is 20p for all card types, plus 1.4% of the transaction value.
• It can handle recurring payments, it useful for retailers who offer subscription-based services or products.
• It offers customized benefits for startups and medium businesses.
• It has a mobile app (iOS and Android).
• It provides the user with ongoing financial reports.
• Secure and has a variety of global payment methods, including Visa, Master Card, American Express, Maestro, Apple Pay, and Google Pay.

7. Vipps:

The VertexCart Vipps depends the payment method (Vipps) in order to enable the user to perform payments to the recipient's phone number instead of the account number. If the recipient has a bank account in one of the banks that own (Vipps), the funds will be confirmed and made available to the recipient within seconds.

Other recipients need to register their credit card with (Vipps) and they will receive the funds the next banking day. If the payment is made to a phone number not connected to (Vipps), the recipient will receive an SMS instructing them to download the app. If they do not, the payment will be cancelled. It is possible to send a request for payment, a kind of invoice.

The app is designed for smartphones (latest versions of IOS or Android (not Windows anymore).